Exhibit 004

Another point of interest in the same regard is the Sport Court on the Corner of 148^th Street SE and 51^st Avenue SE. Homeowners and Resident Board members alike have noticed balls rolling out onto 148^th Street SE. With the ever-increasing traffic (and speed of that traffic), it seems as though it would be quite a concern to the Association.

Chris Blackwell asked if the speed bumps could be installed along the busy corridors. Eric Evans responded by saying that the roads are owned by the County, not the Homeowners Association. Any request for speed bumps should be directed to the County, however the likelihood of them being installed is slim because the roads were designed to County standards and if they (the County) wanted speed bumps installed, they would be there. He suggested the Homeowners contact the Sheriff’s department, notify them that there is a lot of speeding going on, see if they can patrol the area more often, and if they could install one of the Speed Monitor machines they have that shows drivers exactly how fast they are going. Jim Yourkowski said the Board would contact the Sheriff regarding these issues. Another Homeowner suggested that some of the speeding vehicles may be construction vehicles. Tammy will notify the Project Manager for Centex of this concern. Jim also stated that issues such as this is where a Safety Committee (defined by Michael Bitz as a Crime Watch Committee) would be able to direct attention and get resolve.

Regarding parked vehicles along the south side of 148^th Street SE just west of 52^nd Avenue SE, Kevin Nichols said that these vehicles block the vision of a driver of a vehicle attempting to right onto 148^th from 52^nd Ave. He asked if No Parking signs could be placed there to prevent people from parking there. Eric Evans said the County has standard requirements of how close to an intersection cars can park and it would be best if Kevin pursued information from them regarding this site. Jim will add this item to the meeting with the county.

Chris Blackwell reported that the intersection of Seattle Hill Road and 35^th Avenue needs a traffic light and he asked if there was anything the Association could do about it. Eric Evans said that the County did a Transportation Road Needs Analysis which included all traffic improvements through 2020. A list of projects that will be funded within the next 6 years can be obtained from the County. The County Council determines this. Homeowners can try to influence the Council members that the area is very bad and see if they will look at it sooner than planned. It is in the Urban Growth Boundary, and the 2020 Road Needs Report is a binding document, however, it may be up in the air with Initiative 695 passing. Centex pays towards that 6 year plan via each lot they build. Same Homeowner asked if Homeowners Associations usually get involved. Eric Evans said it depends, but typically Council members don’t listen to Homeowners Association’s, they listen to votes.

My husband and I are proud residents in the Pembridge development. We chose to live here for many reasons, one of them being the fact that it is a family neighborhood. It has various parks, great schools, and we feel safe. However, I do have a concern. We are near 148th St. and there have been many instances in which cars have been speeding excessively (anywhere from 45 to 60 mph). I find this to be very dangerous since there are many young children in the area and stray animals that are on the streets. Another complaint is that at night there are teenagers and young adults who use the street for drag racing! Most of us hear them at about 2:30 - 3:00 a.m. on weeknights and weekend nights. Some homeowners have called 911 several times requesting police to come and stop the dangerous racing. However, often times the police do not arrive and the racing persists. We believe in order to encourage drivers to slow down and to avoid drag racing that speed bumps or speed humps be placed in various sections of the busy road. When they are placed motorists will slow down and drag racing will stop. I and many other homeowners did vote for the increase in our annual homeowner's dues because we want our neighborhood to not only have many parks and visual appeal but because we want to live in a safe area. Please understand that we consider this to be a very dangerous situation and that quick, firm action must be taken. Thank you for taking the time to read this and for your future response.

First of all, thanks for your support of the budget and the effort of writing to me.

Task: Create HOA policy regarding traffic safety- focus on the 148th Street near the sport court at 51st Ave and speeding cars on all streets.

Why: This issue was mentioned several times when I went door to door to sell the 2000 budget.

First Steps: Get input from the consultants. Meet with county. Create a subcommittee on traffic safety. Committee to recommend board action.

Notes: I have inputs from the following homeowners on this subject: 10B-44 Marian/Jeff Tenace 10B-1 Shauna Cole-Morrissey 9B-11 Bruce Vaughn 9B-30 Darren/Linda Day 9B-61 Andrew/Heather Kyles 9C-18 Michelle Wallace

I have CC'd my thoughts to several people in the association who have had experience in the areas that you have addressed. I refer to these folks affectionately as "the consultants" because they have addressed many of these questions already so we can speed up our response.

I have publish these notes on the website discussion board. I am looking forward to everyone's thoughts on this very important issue.

I ask for comments on the concerns that you have raised to be addressed to the discussion board so the entire neighborhood can read your thoughts. Look for the title of the discussion heading as, "Traffic Safety on 148th Street"

I am also concerned about the speed of traffic on this street. When I went door to door during the month of March to explain the 2000 budget to people, this subject came up often.

This subject has also come up in board meetings. Look for the minutes of the March 27, 2000 minutes soon in which this issue was discussed. Here's a sneak preview of the minutes:

Another point of interest in the same regard is the Sport Court on the Corner of 148th Street SE and 51st Avenue SE. Homeowners and Resident Board members alike have noticed balls rolling out onto 148th Street SE. With the ever-increasing traffic (and speed of that traffic), it seems as though it would be quite a concern to the Association.

Regarding parked vehicles along the south side of 148th Street SE just west of 52nd Avenue SE, Kevin Nichols said that these vehicles block the vision of a driver of a vehicle attempting to right onto 148th from 52nd Ave. He asked if No Parking signs could be placed there to prevent people from parking there. Eric Evans said the County has standard requirements of how close to an intersection cars can park and it would be best if Kevin pursued information from them regarding this site. Jim will add this item to the meeting with the county.

There are many site specific factors which, in my opinion, do not enhance the safety of this area. The area has a total of 6 entrances to the various neighborhoods on either side. I list these factors:

Increasing traffic after 148th was joined with Seattle Hill Road last summer. A temporary sign which obstructs west vision for cars leaving 48th Ave. A down hill as cars approach the sport court from the west, which has the effect of increasing speed above the 35 mph limit. A sport court which attracts kids and with no means to contain balls. The contractors vehicles parked by the contractors trailer. Another tot lot at the intersection of 148th and Puget Park Drive. Reckless driving.

I agree with you that this entire area appears more hazardous than other areas of the neighborhood.

There are things we can do within the homeowners association to help reduce the risks. We can put a fence around the sport court to contain balls (we didn't budget for this by the way, but perhaps we should take action sooner rather than later) We can request relocation or removal of the temporary sign. We can ask Centex to instruct drivers to park only on the north side of 148th.

Any additional steps must be coordinated with the county. I think we could pursue the following:

Reduce speed from 35 to 30 or 25 mph beginning at a point west of the first Hillcrest entrance. Add a crosswalk at the sport court and possibly a fence along the sidewalk that prevents people (and animals) from "jaywalking". Possibly a stoplight or flashing yellow for crosswalk use only. The board intends to meet with the county on many issues that affect our neighborhood. I will make sure this topic is on the agenda.

Re speeding cars and reckless driving. This is a matter for the sheriff, not the homeowner's association. The way to get their attention (I suppose. I'm new to this business. I used to do engineering at Boeing before I joined the homeowner's association. Now my regular job is what I do in my spare time.... :) A little joke! ), the way to get their attention is thru lots of letters and your ability to vote on county ballots and elections. I believe the homeowner's association could have a role to play in providing homeowners with the addresses, phone numbers, points of contact, etc. for contacting the county and the collection of signatures in a petition to the county. That's something we should consider.

Re your suggestion to use speed bumps. Do you know of another area where this has been done?

Jim ("Jimbo") Yourkowski Co-Director, Silver Firs Homeowners Assoc (My wife's name is Jan Fushikoshi)

As I mentioned, I have experience with traffic safety issues in Silver Firs and can help. I worked the system and had all the "Caution-Playground" signs in S.F. and the Falls erected. I also had a stop sign put up.- I addressed the balls going in the street to Eric Evans at a homeowners meeting BEFORE the court was finished. A solution is simply a fence around the lower side, but that would have been an additional expense to Centex, so it fell on deaf ears. Regarding other posting of signs, the county contact is Bud Wessman. His secretary is Fran. His boss was/is Jim Bloodgood. I know these people, and how they operate. I also know folks on the WA State Traffic Safety Commission, should you need info on issues I raised with them regarding having speeds posted less than 25 in S.F. I also have experience working with public works officers aversion to from turning a social problem into an engineering issue (speed bumps) Bud Wessman had speed bumps installed in another housing area where a high powered political person lives, and I know how we can get it done, but I think working with the deputy to catch speeders, should be first. All the issues raised can be solved by us, and are not insurmountable.

1) Traffic Safety on 148th: Eric Evans proposed writing a letter to the Traffic Safety Department of Snohomish County, Mr. Jim Bloodgood, regarding the safety issues of 148^th and 51^st. Jim Yourkowski, because of his significant contact with homeowners on this issue, offered to write the letter and Eric Evans will review prior to sending to Mr. Youngblood. Jim noted that eventually the association will benefit from a safety committee who will be responsible for these types of issues.

In this week's issue of the Mill Creek Enterprise, there is an article on traffic calming in the Mays Pond area. The article notes the Public Works department as being in charge of traffic calming. The individual at Public Works who arranges these services is Jack Sleasman, the neighborhood traffic coordinator. The Board may wish to contact Mr. Sleasman to get his insights on traffic calming on 148th Street.

Whine: Not only is 148th a high-speed street, but for some strange reason, many people decide that, instead of going South on Puget Park and then West on 148th, they drive through Scarborough (S on Puget Park, W on 143, S on 51, then W on 148). These people tend to be in a hurry and think that this route will somehow save them time over the main drag (I've seen them do 45 mph or more, on a street that can only fit one car between the parked cars on each side).

Answer: Repeated calls to the Sheriff's Office from different people (this part is important, because you don't want to be perceived as a single whiner) will generate a traffic complaint that should result in an officer running radar for a day. Tell everyone you know to call:

Remember 148th is not intended to be a neighborhood street. It is another thoroughfare to this area. I would agree the speed limit could be reduced to 30 mph. but I would not agree to speed bumps. Speed from drivers, kids or adults, must be addressed to the county sheriff and it is up to the us, homeowners, to monitor and report excessive speeds. To protect all people of the neighborhood, a fence around the part is required, and not because of speeders, but plain old cars. Puget Park drive is another street that has excessive speeds, especially from adults who are in a hurry to get home or get to work (why is anyone in a hurry to get to work?). What should we do about that street. Kids cross it daily to get to both the elementary school and junior high.

Traffic Safety. Create policy regarding traffic safety. Focus on 148^th street near the sport court at 51^st Ave and speeding cars on all streets. CWD to provide county regulations on these issues. CWD has offered to do some research into the Snohomish County laws so that we can become more knowledgeable about what the county rules are and what additional house rules we may want to create.

For further contemplation: I've seen similar cases like ours. The solution used was large aggregate-concrete garden boxes were placed strategically in the roads. EMS vehicles were not affected, and the speeding was stopped. Nice trees and gardens grew in the boxes in the street. Since this is a county street we will have to work at this as a "lobby" regardless of our proposed solution to the problem.

Volume and Speed of Traffic (also see Old Business) – Some homeowners expressed concern about the volume and speed of traffic through Silver Firs. Concerns were also expressed as to how the opening of Highway 9 to 128th/132nd might impact these traffic issues on 148th St. SE and Puget Park Drive. Since these are Snohomish County issues and the County is beholden to voters, Jim Yourkowski has a contact name for the County so a letter can be written. Paula Rogers suggested the board put together a form letter that homeowners could download from the website in order to facilitate a letter writing campaign to the County. Paula also mentioned that there are law enforcement officials in the Silver Firs area and that they may be able to help. Another homeowner proposed banning commercial vehicles from the area.

Crosswalks, Signs, and Traffic Speed – A homeowner was concerned about the lack of marked crosswalks, “Children at Play” types of signs, and traffic speed. These issues can be added to the form letter to Snohomish County.

My name is Tom Thompson and I am a resident in Hillcrest. I have a concern about the intersection of 148th and the entrance to my cul-de-sac which is 48th Ave SE. Since the road has been punched through to Seattle Hill Road we've seen an obvious increase in traffic on 148th. As a parent of a three old I'm concerned about the speed of the cars since they can travel from Seattle Hill Rd to Puget Park Dr without having to stop. My question is, are you away of any plans to turn that intersection into a 4-way stop as was done with the intersection of Puget Park Dr. and 148th a few months back?

Traffic Speed and Crosswalks – A concern was raised regarding the speed limit on 148th and the need for crosswalks so homeowners can cross 148th safely. These issues will be added to a form letter to Snohomish County.

Traffic Accident on Puget Park Drive – Jim talked to the police in charge with the investigation of the traffic accident resulting in a child’s death on Puget Park Drive. The police indicated it was an unfortunate accident and that nothing could have been done to prevent the tragedy.

Form Letter for Traffic Calming – Jim Yourkowski reported that he is still working on the form letter. Stephen Eilers suggested a homeowner could be consulted who had mentioned Snohomish County contacts several months ago. Jim will get his input. The homeowners in attendance volunteered to help with Jim with the Operations committee.

I haven't spoken with you for a while, hope your summer has been a good one. I have a few general questions about the neighborhood and wasn't sure if you were still the man to ask. If not, please let me know who is addressing these type of issues now.

1. I live on 152nd PL SE. I have noticed the traffic has increased dramatically since the new road past the new model homes has been put in. People are coming down off the hill very quickly and following the road around to exit Silver Firs past the new model homes. I have young children and am very concerned about them. I feel like this road has become a very dangerous place to live on. I have spoken to several of my neighbors who feel the same way. When we bought our house, we did not think this was going to be a main through road for so many people. A lot of those going so fast are construction workers, also. Is there anything that can be done? I feel scared to even let my son ride his bike on the side walk. I want to prevent a tragedy like the one that happened last month on Puget Park Drive. Any suggestions.

Form Letter for Traffic Calming (also see Homeowner Forum) – Jim Yourkowski moved that Marshall Johnson would work with Stephen Eilers to come up with a form letter addressing traffic calming, and include it as an exhibit link, and cover traffic volume, speed, and safety. Jim further suggested that homeowners forward their safety concerns to Stephen. Stephen questioned if safety concerns would now go to the Communications committee or instead go to the Operations committee which handles safety issues. Safety issues would go to the Operations committee. Jim amended the motion by stating he would forward a letter to Stephen for further input. Michael Bitz seconded the motion. After no discussion, the board voted unanimously to approve the motion and its amendment.

Form Letter for Traffic Calming - Jim Yourkowski (head of the committee) presented a letter for review by the board. The letter will be posted to the website and be included in the next minutes mailing for all homeowners to send to Snohomish County. Jim indicated the homeowners should feel free to change the letter. He also indicated that the goal is to have as many homeowners as possible send a letter. Homeowners are asked to contact Jim if they send a letter. Stephen Eilers suggested that a contact for the association be included on the letter.

To: Dale Valliant
Snohomish County Traffic Operations
Neighborhood Traffic Calming Program
2930 Wetmore Ave
Everett, WA 98201
(425) 388-3488, Ext. 4526

RE: Traffic Concern in Silver Firs Phase II Neighborhood
Specifically on 148^th St SE between 48^th Ave SE on the west and Puget Park Drive on the east. Specifically on Puget Park Drive where it intersects 148^th St SE.

The subject stretch of 148^th St SE and intersection with Puget Park Drive has become a safety significant concern with the residents in the area. I would like to become involved with the county to create a cooperative plan and a schedule to reduce these hazards. We, as neighbors can do some of it, but we need the county's help with the rest. Please help us before another accident happens.

148^th starts at Seattle Hill Rd on its west end and ends at Puget Park Drive on the east end. Starting at Seattle Hill Road, a driver traveling east on 148^th encounters no intersections and the speed limit is 35 mph- a normal county road. As a driver enters the Silver Firs neighborhood at 48^th Ave SE, there are several conditions which cause this street to change dramatically with regard to safety:

Making things worse: The neighborhood has more children as couples buy houses and raise families. Also, since 148^th has been connected with Seattle Hill Road last year, and as more and more homes are built, the traffic continues to increase, not just for cars entering our neighborhood, but also those "passing through" on their way home to neighborhoods farther east and north. Making things better: Construction of Silver Firs Phase II should end in early to mid 2001, eliminating the construction trailer and the associated vehicles parked on 148^thsometime in late 2001.

A child was killed by a truck on his bicycle at the intersection of Puget Park Drive and 55 Drive SE. A dog was killed by a car on 148^th in the last 2 weeks. I have received numerous letters from neighbors asking the homeowner's association, "What can be done?".

This stretch of road needs safety improvements immediately. In addition, crosswalks should be added throughout this and other areas of the neighborhood as detailed below.

We intend to build a fence around the sport court to prevent balls from entering the street.

Request	Compare With…
Reduce the speed limit to 30 mph between 48^th Ave and Puget Park Drive	Same as Seattle Hill Road west of 35^th Ave in the Mill Creek neighborhoods.
Add stop signs on 148^th at 48^th Ave.	Same as the other 4 way intersections at 148^th St and Puget Park Drive and also at Puget Park Drive and Silver Firs Drive.
Add stop signs on 148^th at 51^st Ave	This is the intersection by the sport court that is routinely crossed by children.
Add crosswalks (4 ways) at the following intersections: 148^th and 48^th Ave 148^th and 51^st Ave 148^th and Puget Park Drive Puget Park Drive and 53^rd Ave (by the soccer field) Puget Park Drive and 55^th Drive (where a boy was killed) Puget Park Drive and Silver Firs Drive (the street that is the pathway for numerous kids to 2 schools- Silver Firs Elementary and Gateway Middle School	Same as Seattle Hill Road west of 35^th Ave in the Mill Creek neighborhoods.
Add bicycle lanes and center turn lanes on 148^th St and Puget Park Drive where ever the road becomes double width to prevent cars from passing "on the right" around stopped vehicles.	Same as Seattle Hill Road west of 35^th Ave in the Mill Creek neighborhoods.

Thank you for you attention in this matter. Please contact me if there's anything else I can do:

The SFHOA board met with Mr. Valliant of Snohomish county on NOV-27-00 from 6 to 7 PM to discuss traffic calming in Silver Firs. There are my (Jim Yourkowski) notes:

Speed limits are dictated by Washington State. State law says speed limits are:

50 mph in general

We live in Snohomish county. The county restricts speeds to 35 mph on county roads unless otherwise posted.

Mill Creek is a city. They can further restrict speed limits. Mill Creek set arterial speed limits at 30 mph. That’s why you must travel 30 mph on Seattle Hill road west of 35^th Ave. You are in the city of Mill Creek.

Back to the county… The county can set a speed limit above 35 mph. Here’s how they find out what the limit should be: They measure the speed of cars in a particular area. They find the speed that 85% of the cars travel at or below. They initially set the speed limit at that number. Then they consider other factors and adjust the limit appropriately.

For example, on 148^th Street, Dale told us that 7000 cars use this street every day and 85% of the cars are traveling at or below 42 mph. So, as an initial analysis, reducing speed from 35 mph to a lower number is not supported by the analysis.

We asked about “channeling”. On a wide road, cars can wander in the lane or even pass on the right of slower or left turning vehicles. If you paint bicycle and center turn lanes on the street, you can guide the cars to “stay straight”. This is called channeling. Dale said he thinks the county could do this on 148^th and Puget Park Drive. I think he provided an example of channeling- go to Snohomish Cascade Drive located south and east of the east end of Puget Park Drive. I haven’t seen this yet. Painting lines on the road (its called “striping”, pronounced “stripe-ing”) is done in warm weather.

Dale said that crosswalks can do more harm than good because they find that most pedestrian accidents occur in crosswalks. A lot of analysis has been done on this. Check out this website:

In summary, the crosswalk, by itself provides a false sense of security so pedestrians don’t check for traffic before stepping into the street. The studies in the web site recommend crosswalk “systems” which involve signs and flashing lights and cross walk stop and go lights.

Schools can request the county to reduce speeds to 20 mph and install crosswalk systems near schools, but they must also agree to provide adult supervision 2 times a day (you’ve seen people with flags that supervise the intersection. When I was a kid, they used to let kids do it. I think we called it the crosswalk patrol. Now its done by adults.).

Dale told us that pedestrians have the right of way at ALL intersections. These are called “implied” crosswalks, I think. Cars must stop for pedestrians crossing at all intersections with or without stop signs. The problem is that drivers don’t remember this part of their training. I didn’t know that.

Stop signs assign right of way. Streets with higher volumes of traffic (like 148^th St) have the right of way over streets with lower volumes of traffic (like 51^st Ave). So at this particular intersection, 51^st has a stop sign, but not 148th.

Streets with equal volumes will have stop signs on both streets. So that’s why you see 4-way stop signs at the intersection of 2 arterials like Puget Park Drive and 148^th.

Dale said that he would pursue NO PARKING signs in the area near the Centex trailer to prevent cars from obstructing the view of cars trying to enter 148^th from the residential streets.

Traffic Calming Efforts - A follow-up will be made with Dale Valliant of Snohomish County Traffic Calming who met with the board on Monday, November 27 at 6:00 pm. Mr. Valliant had noted a couple of specific issues that the county can address.